Consumer Reports, America's premier independent product review organization, has given the "Hello Kitty" prepaid credit card a poor grade. The Hello Kitty card is a prepaid credit card that is aimed at kids who are too young to have a regular credit card. The company that makes the card, Legend Credit, is promoting the card as a tool that can help youngsters learn about handling money. But in fact, the Hello Kitty card comes with some hefty fees, including a $14.95 activation fee, a $2.95 monthly maintenance fee and a $14.95 annual fee. Consumer Reports advises consumers to shop around for better deals; many other prepaid credit cards being offered today have no annual fee and no monthly maintenance fee.