Credit Cards

Tips, news, reviews, caveats, trends, updates and analysis related to consumer and business credit cards, and prepaid debit cards. From the interest rate specialists @ FedPrimeRate.com

Monday, July 23, 2012

0% Intro APR Scaled Back on The Chase Ink Classic and Ink Cash Business Credit Cards

The Chase Ink Classic Business Credit CardChase has scaled back the zero percent introductory period for the Ink Classic and Ink Cash business credit cards. For both cards, the intro period was 0% on both new purchases and transferred balances for 12 months. It's now 6 months on purchases and balance transfers for both cards.

A bit of a buzzkill, but both cards still offer a lot of value.

For example, Ink Classic offers:

  • As a sweet welcoming gift, 10,000 bonus points after your first purchase

  • Spend $5,000 in your first 3 months with Ink Classic and you'll receive an additional 15,000 bonus points

  • No cap on the amount of points you can earn, and your points never expire

And Ink Cash offers an extremely competitive cash back rewards program.

Both Ink Cash and Ink Classic have no annual membership fee.

If you have zero interest in carrying a balance, you can always opt for the Ink Bold charge card, a card with which you'd pay your entire balance in full at the end of each statement month. Ink Bold offers:

  • Welcoming gift: 20,000 bonus points after your first purchase

  • Spend $10,000 or more in the first 3 months and get an additional 25,000 bonus points

  • No foreign transaction or overlimit fees (flexible spending limit)

  • No annual fee for the first year.
We all know that the go-go days of easy credit are long gone. With this in mind, be sure that both your personal and business credit profiles are in tiptop shape before applying for any Chase business credit card or business charge card.

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