Yes: BofA Pet Rewards Is Still A No Fee Balance Transfer Credit Card
|Bank of America Pet Rewards Credit Card|
When I checked this card's terms and conditions, I wasn't able to find any language stipulating that balances can be transferred to this card during the introductory period without incurring a fee. So I visited the Bank of America (BofA) site and clicked a link that initiated a real-time, online conversation with a BofA customer service representative (CSR). Here is how that online conversation went (I've copied and pasted the transcript below):
"Thank you for choosing Bank of America. An operator will be with you shortly. You are now chatting with MarLon.
MarLon: Hello, I specialize in assisting with new personal credit card applications. How may I assist you today?
MarLon: How are you today?
you: i thought the Pet Rewards card had no balance transfer fee. This card has a transaction fee on balance transfers now??
MarLon: It does.
you: a fee on balance transfers, even the introductory balance transfers?
you: OK, well that's all I wanted to clarify
MarLon: Introductory 0%† APR for Balance Transfers*, Check Cash Advances, and Direct Deposits through your first 6 billing cycles. (These transactions are subject to a 3% transaction fee, no less than $10. Intro APR will end if late or over limit. Payments are applied to lower rate balances first.)
you: does BofA have any cards that don't charge a transaction fee on transferred balances????
MarLon: Not for the 0% offers.
MarLon: Actually the Pet Rewards card have no transaction fee during the intro period.
MarLon: It does thereafter.
MarLon: Click here.
you: oh....ok....so no fee on introductory balance transfers????
you: OK...thanks...I need to be sure, not just for me but for others. I recommend cards on certain websites and forums
MarLon: Thank you.
you: have a great evening
Last text message received MarLon: You're welcome! Have a great evening as well!"
FYI: Ever since the BofA Pet Rewards card stole the #1 spot as the most popular card at www.BalanceTransfer.cc, the second most popular card on this site has been the Discover More American Flag card. Discover More still offers 0% intro APR on both new purchases and introductory balance transfers, and it also has the most consumer-friendly rewards program in the American market. You just can't beat 5% cash back! Enjoy!
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